Prohibited Disclosures in Credit Reports

ACT 710 of Section 25 also prohibits the Credit Reporting Agency (CRA) from disclosing any of the following information in a credit report : :

1. Any information unless such information includes the name and address of the source of the credit information.
   
   
2. Any information unless the identity of the customer can be identified.
   
   
3. Any information in relation to a person’s bankruptcy 2 years after the date of his discharge from the bankruptcy.
   
   
4. Any information in relation to pecuniary action in court against a person more than 2 years after the date of commencement of the proceedings, unless the current status of the court action has been ascertained and is included in the credit report and
   
   
5. Any information in relation to any default in repayment of credit 2 years after the date of final settlement of the amount in default, including settlement of the amounts payable pursuant to a scheme of arrangement with the credit provider.